Mortgage Finance Industry ESG Material Mapping
Sector: Financials
Key ESG Issues
FN-MF-270b.1(1) Number, (2) value, and (3) weighted average Loan-to-Value (LTV) ratio of mortgages issued to (a) minority and (b) all other borrowers, by FICO scores above and below 660
FN-MF-270b.2Total amount of monetary losses as a result of legal proceedings associated with discriminatory mortgage lending
FN-MF-270b.3Description of policies and procedures for ensuring nondiscriminatory mortgage origination
FN-MF-450a.1(1) Number and (2) value of mortgage loans in 100-year flood zones
FN-MF-450a.2(1) Total expected loss and (2) Loss Given Default (LGD) attributable to mortgage loan default and delinquency due to weather-related natural catastrophes, by geographic region
FN-MF-450a.3Description of how climate change and other environmental risks are incorporated into mortgage origination and underwriting
FN-MF-270a.1(1) Number and (2) value of residential mortgages of the following types: (a) Hybrid or Option Adjustable-rate Mortgages (ARM), (b) Prepayment Penalty, (c) Higher Rate, (d) Total, by FICO scores above or below 660
FN-MF-270a.2(1) Number and (2) value of (a) residential mortgage modifications, (b) foreclosures, and (c) short sales or deeds in lieu of foreclosure, by FICO scores above and below 660
FN-MF-270a.3Total amount of monetary losses as a result of legal proceedings associated with communications to customers or remuneration of loan originators
FN-MF-270a.4 Description of remuneration structure of loan originators
Materiality Taxonomy View
Publicly-Traded Companies with These Key ESG Issues
| ISIN | Ticker | Company Name |
|---|---|---|
| AEA001201010 | AMLAK | Amlak Finance PJSC |
| AU000000ABA1 | ABA | Auswide Bank Ltd. |
| AU000000AFG9 | AFG | Australian Finance Group Ltd |
| AU000000ASS7 | ASS | Asset Resolution Ltd |
| AU000000GMA5 | GMA | Genworth Mortgage Insurance Australia Ltd |
| AU000000MOC5 | MOC | Mortgage Choice Ltd |
| AU000000N1H7 | N1H | N1 Holdings Ltd |
| AU000000YBR5 | YBR | Yellow Brick Road Holdings Ltd |
| AU0000033094 | RMC | Resimac Group Ltd |
| AU0000GMACD3 | GMACD | Genworth Mortgage Insurance Australia Ltd |
| AU0000RHGCD7 | RHGCD | RHG Ltd |
| BD0622NHFIL3 | NHFI | National Housing Finance And Investments Ltd |
| BG1100042057 | 6F3 | FairPlay Properties REIT |
| BRCYREACNOR7 | CYRE3 | Cyrela Brazil Realty SA Empreendimentos e Participacoes |
| CA04964G1000 | AI | Atrium Mortgage Investment Corp |
| CA25471U1003 | DSV | Discovery Metals Corp |
| CA2945051027 | EQB | Equitable Group Inc |
| CA3183231024 | FC | Firm Capital Mortgage Investment Corp |
| CA33564P1036 | FN | First National Financial Corp |
| CA4369131079 | HCG | Home Capital Group Inc |
| CA68621H1082 | OIC | Origin Gold Corp |
| CA7416041027 | PRI | PrimeWest Mortgage Investment Corp |
| CA86326Q1081 | SCB | Street Capital Group Inc |
| CA88709B1040 | TF | Timbercreek Financial Corp |
| CA89532L1031 | TZZ | Trez Capital Mortgage Investment Corp |
| CH0001341608 | HBLN | Hypothekarbank Lenzburg AG |
| CH0039074692 | LEER | Clientis Bank Leerau Genossenschaft |
| CH0318681860 | SLBUN | S&L Bucheggberg |
| DE0005493365 | HYQ | Hypoport AG |
| DK0060978476 | DJS | Den Jyske Sparekasse A/S |
| ECP9583R1178 | CTH | Corp de Desarrollo de Mercado Secundario de Hipotecas CTH SA |
| ES0109871030 | ALANT | Aquiles Inversiones SICAV SA |
| FR0012395457 | ML350 | Rapido Pret |
| GB00B2NGPM57 | PAG | Paragon Banking Group PLC |
| GB00BD822578 | CCFS | Charter Court Financial Services Group PLC |
| GB00BFFK8T45 | AMGO | Amigo Holdings PLC |
| GB00BFNSQ303 | UEX | Urban Exposure PLC |
| GB00BQSBH502 | MAB1 | Mortgage Advice Bureau Holdings Ltd |
| GH0000000110 | RBGH | Republic Bank Ghana Ltd |
| HK0000134079 | 145 | Hong Kong Building & Loan Agency Ltd/The |
| HK0605002077 | 605 | China Financial Services Holdings Ltd |
| HU0000078175 | TAKAREKJ | Takarek Mortgage Bank Co PLC |
| INE001A01036 | HDFC | Housing Development Finance Corp Ltd |
| INE115A01026 | LICHF | LIC Housing Finance Ltd |
| INE148I01020 | IHFL | Indiabulls Housing Finance Ltd |
| INE202B01012 | DEWH | Dewan Housing Finance Corp Ltd |
| INE216P01012 | AAVAS | Aavas Financiers Ltd |
| INE217K01011 | RELHOME | Reliance Home Finance Ltd |
| INE274E01015 | IHLL | India Home Loan Ltd |
| INE289B01019 | GICHF | GIC Housing Finance Ltd |
| INE477A01020 | CANF | Can Fin Homes Ltd |
| INE520G01016 | ASYA | Asya Infosoft Ltd |
| INE526R01010 | ASHF | Akme Star Housing Finance Ltd |
| INE572E01012 | PNBHOUSI | PNB Housing Finance Ltd |
| INE580B01029 | GRHF | GRUH Finance Ltd |
| INE837C01013 | QGO | QGO Finance Ltd |
| INE903G01014 | IHFC | International Housing Finance Corp Ltd |
| INE926B01016 | PIFLTD | Pacheli Industrial Finance Ltd |
| INE962P01011 | BLFL | Boston Leasing and Finance Ltd |
| INE969D01012 | IBH | Ind Bank Housing Ltd |
| IT0004195308 | MOL | Gruppo MutuiOnline SpA |
| JO2100911012 | JOFR | Jordan French Insurance |
| JO3110511016 | JMRC | Jordan Mortgage Refinancing |
| JP3109900005 | 8772 | Asax Co Ltd |
| JP3126290000 | 7198 | Aruhi Corp |
| JP3752500003 | 7192 | Mortgage Service Japan Ltd |
| KR7246690002 | 246690 | TS Investment Corp |
| KYG3932P1046 | 1669 | Global International Credit Group Ltd |
| KYG4643B1032 | 1273 | Hong Kong Finance Group Ltd |
| LK0339N00008 | HDFC | Housing Development Finance Corp Bank of Sri Lanka |
| LU0445408270 | ASPS | Altisource Portfolio Solutions Sa |
| MN00MIK05421 | MIK | Mongolian Mortgage Corp |
| MXFHFH020001 | FHIPO | Concentradora Hipotecaria SAPI de CV |
| NGABBEY00001 | ABBEYBDS | Abbey Mortgage Bank PLC |
| NGASOSAVING3 | ASOSAVIN | ASO Savings and Loans PLC |
| NGINFINITY01 | INFINITY | Infinity Trust Mortgage Bank PLC |
| NGRESORTSAL1 | RESORTS | Resort Savings & Loans PLC |
| NGUNHOMES007 | UNHOMES | Union Homes Savings & Loans PLC |
| NO0010672900 | SUNSBME | Sunndal Sparebank |
| NZMYKE0001S9 | GEN | General Capital Ltd |
| NZNZFE0001S4 | BGI | Blackwell Global Holdings Ltd/New Zealand |
| PHY1660Y1074 | CSB | Citystate Savings Bank Inc |
| PK0088001018 | SLL | SME Leasing Ltd |
| PLBABY000016 | NOV | Novina SA |
| PLFHDOM00010 | FHD | Fundusz Hipoteczny Dom SA |
| SG1M01001924 | SBD | Singapura Finance Ltd |
| SG1S02002305 | SIF | Sing Investments & Finance Ltd |
| TN0001900604 | BH | Banque de l'Habitat |
| US0012281053 | MITT | AG Mortgage Investment Trust Inc |
| US00123Q1040 | AGNC | Agnc Investment Corp. |
| US0016421077 | ACFL | AMC Financial Holdings Inc |
| US00210T1025 | ASFJ | ASFG Inc |
| US00687B1052 | ADFT | ADFITECH Inc |
| US02513P1003 | ACMC | American Church Mortgage Co |
| US03762U1051 | ARI | Apollo Commercial Real Estate Finance, Inc. |
| US0389231087 | ABR | Arbor Realty Trust, Inc. |
| US04013V1089 | ACRE | Ares Commercial Real Estate Corporation |
| US0423155078 | ARR | Armour Residential Reit, Inc. |
| US05465C1009 | AX | Axos Financial Inc |
| US06652N1072 | BSVN | Bank7 Corp |
| US09257W1009 | BXMT | Blackstone Mortgage Trust, Inc. |
| US1248XT1040 | CBMB | CBM Bancorp Inc |
| US12661F1012 | CVHL | CV Holdings Inc/United States |
| US14067E5069 | CMO | Capstead Mortgage Corporation |
| US1646511014 | CHMI | Cherry Hill Mortgage Investment Corporation |
| US16934Q2084 | CIM | Chimera Investment Corporation |
| US18979T1051 | CNF | CNFinance Holdings Ltd |
| US19625T1016 | CLNC | Colony Credit Real Estate Inc |
| US23282C4015 | CYRBY | Cyrela Brazil Realty SA Empreendimentos e Participacoes |
| US2333472023 | DVLN | DVL Inc |
| US2620771004 | DS | Drive Shack Inc. |
| US26817Q8868 | DX | Dynex Capital Inc |
| US26826M1080 | ECRO | ECC Capital Corp |
| US26952G1076 | EFBI | Eagle Financial Bancorp Inc |
| US2766501082 | ELCI | Eastern Light Capital Inc |
| US28252W1053 | BCOW | 1895 Bancorp of Wisconsin Inc |
| US28852N1090 | EFC | Ellington Financial Inc |
| US2885781078 | EARN | Residential Ellington Mortgage Reit |
| US30068N1054 | XAN | Exantas Capital Corp |
| US30258M1071 | FFBW | FFBW Inc |
| US3131481083 | AGM/A | Federal Agricultural Mortgage Corp |
| US3131483063 | AGM | Federal Agricultural Mortgage Corp |
| US3134003017 | FMCC | Federal Home Loan Mortgage Corp |
| US3135861090 | FNMA | Federal National Mortgage Association |
| US31620R3030 | FNF | Fidelity National Financial, Inc. |
| US31847R1023 | FAF | First American Financial Corporation |
| US33631P1021 | FSEA | First Seacoast Bancorp |
| US3379307057 | FBC | Flagstar Bancorp, Inc. |
| US36240A1016 | GUT | Gabelli Utility Trust |
| US37254N1046 | GNWTY | Genworth Mortgage Insurance Australia Ltd |
| US38741L1070 | GPMT | Granite Point Mortgage Trust |
| US38983C1045 | GAFL | Great American Financial Corp |
| US38983D3008 | AJX | Great Ajax Corp. |
| US40418F1084 | HF | Hff, Inc. |
| US41162R2076 | HBTC | Harbourton Capital Group Inc |
| US4282951098 | HX | Hexindai Inc |
| US4327481010 | HTH | Hilltop Holdings Inc. |
| US44558T1007 | HCFT | Hunt Cos Finance Trust Inc |
| US45254P5089 | IMH | Impac Mortgage Holdings, Inc. |
| US4529261087 | IOR | Income Opportunity Realty Investors Inc |
| US46131B1008 | IVR | Invesco Mortgage Capital Inc. |
| US4618041069 | ITIC | Investors Title Company |
| US46614H4002 | JERT | JER Investors Trust Inc |
| US47033P2056 | JMON | James Monroe Capital Corp |
| US5057431042 | LADR | Ladder Capital Corp |
| US52603B1070 | TREE | Lendingtree, Inc. |
| US55272X1028 | MFA | MFA Financial, Inc. |
| US55280E1047 | MBCQ | MB Bancorp Inc |
| US59548Q1076 | MSVB | Mid-Southern Bancorp Inc |
| US62482R1077 | COOP | Mr Cooper Group Inc |
| US6282992089 | MUTM | Mutual Merchant Services Inc |
| US64828T2015 | NRZ | New Residential Investment Corp |
| US6496045013 | NYMT | New York Mortgage Trust, Inc. |
| US6533541008 | NXCR | NexCore Healthcare Capital Corp |
| US66989V1070 | NOVC | Novation Cos Inc |
| US6757463095 | OCN | Ocwen Financial Corporation |
| US68571X1037 | ORC | Orchid Island Capital, Inc. |
| US68619E2081 | ORGN | Origen Financial Inc |
| US69324R1041 | PCSB | PCSB Financial Corp |
| US69344M5076 | PMIR | PMI Group Inc |
| US69447T8137 | PLIAX | Pacific Funds Core Income |
| US70153X1054 | PKKW | Parkway Acquisition Corp |
| US70931T1034 | PMT | Pennymac Mortgage Investment Trust |
| US70932M1071 | PFSI | PennyMac Financial Services Inc |
| US7235611065 | PBFS | Pioneer Bancorp Inc/NY |
| US7436661091 | PCSO | Protective Capital Structures Corp |
| US75574U1016 | RC | Ready Capital Corp |
| US7580754023 | RWT | Redwood Trust, Inc. |
| US75954D1090 | RFNS | Reliant Financial Service Corp |
| US7620931029 | RBKB | Rhinebeck Bancorp Inc |
| US78590A1097 | SACH | Sachem Capital Corp. |
| US85303B1008 | STND | Standard AVB Financial Corp |
| US85571B1052 | STWD | Starwood Property Trust, Inc. |
| US8603721015 | STC | Stewart Information Services Corporation |
| US90187B4086 | TWO | Two Harbors Investment Corp. |
| US9140901052 | UNIB | University Bancorp Inc/Ann Arbor MI |
| US9254902037 | VRTA | Vestin Realty Mortgage I Inc |
| US92549X4097 | VRTB | Vestin Realty Mortgage II Inc |
| US93148P1021 | WD | Walker & Dunlop, Inc. |
| US95790D1054 | WMC | Western Asset Mortgage Capital Corporation |